.46 Acre Double Lot in North FL
423 Flagler Drive : Interlachen, FL 32148
Putnam County, Florida
Lot Description
$398 a month for 60 months.
No interest. No proof of income needed. No credit check
Imagine owning a slice of peaceful Florida for less than your monthly car payment. This 0.46-Acre residential lot in the established community of Interlachen Lakes Estates puts you in the heart of Putnam County, a region known for its natural beauty, friendly small-town feel, and unbeatable affordability. Whether you are dreaming of building your forever home, a weekend retreat, or a future investment, this property on Flagler Dr is ready and waiting.
What You See When You Arrive
Pull up to Flagler Dr and you are greeted by a wide, sandy road framed by tall Florida pines reaching toward a brilliant blue sky. The lot itself is flat, open, and easy to work with. Young longleaf pines and native Florida scrub vegetation are already filling back in, giving the land a clean, natural look. The sandy, well-draining soil is ideal for construction, and because the terrain is level with minimal existing overgrowth, clearing and building here is far simpler than on heavily wooded or uneven parcels.
Utility poles and power lines run directly along Flagler Dr, right at the edge of the property. That means electricity is already available at the road, one of the most important and often overlooked boxes to check when buying land.
A Lake View Community You Can See From the Sky
Drone photos of this property tell the full story. Zoom out and you can see a beautiful lake nestled in the treeline just beyond the neighborhood, framed by pines and open sky. This is the essence of Interlachen Lakes Estates, a community built around more than 20 sparkling freshwater lakes. You are not just buying a lot; you are buying into a setting that most people only dream about.
Look around the aerial view and you will also spot neighboring homes already built and lived in nearby. This is an active, breathing community, not an empty field in the middle of nowhere. People have already chosen to put down roots here, and the neighborhood roads are well-maintained and easy to access.
Property Highlights and Unique Selling Points
Power at the Road. Utility poles and power lines run along Flagler Dr right next to this property. Getting electricity connected to your future home is a much simpler and less expensive process when infrastructure is already this close.
Flat, Open Lot with Well-Draining Sandy Soil. The terrain is level and the native Florida scrub and sandy soil make this an easy lot to prepare for construction. No swampy ground, no steep grades, no major clearing obstacles. Just a clean, workable canvas.
Lake Views in Every Direction from the Sky. Aerial photos confirm that a lake is visible just beyond the treeline from this parcel. You are planting yourself in the middle of a lake community, with all the lifestyle benefits that come with it.
No HOA, No Restrictions, No Rush. This lot comes with zero homeowners association fees, no restrictive covenants, and no deadline to build. You own it, you decide what happens and when. Hold it as a long-term investment, build now, or take your time planning your dream home on your schedule.
Freedom to Build What You Want. Putnam County allows site-built homes, modular homes, manufactured homes, and even barndominiums. You are not locked into one style or one builder. This is true flexibility for the budget-conscious buyer and the custom-home dreamer alike.
Surrounded by More Than 20 Lakes. Interlachen earned its nickname "the town between the lakes" for good reason. Crystal Lake, Lake Elin, Lake Juno, Mirror Lake, and many more are all nearby. Whether you enjoy fishing, kayaking, paddleboarding, or simply watching the sunset over the water, you will have options just minutes away.
World-Class Bass Fishing at Rodman Reservoir. The legendary Rodman Reservoir is a short drive from this lot and is one of the most celebrated bass fishing destinations in the entire country. It draws fishing tournaments and enthusiasts year-round. You do not need to travel far for a trophy catch.
State Forests and Trails at Your Doorstep. Carl Duval Moore State Forest and Etoniah Creek State Forest are both nearby, offering miles of trails for hiking, horseback riding, mountain biking, and wildlife watching. Rare Florida flora, stunning pine forests, and wetland habitats make every outing feel like a new adventure.
Quiet Neighborhood, Active Community. Aerial views confirm that neighbors have already built and settled nearby. You are joining an established, lived-in neighborhood with a real community feel, attracting families and retirees who value privacy, nature, and a relaxed pace of life.
Convenient to Major Routes. With quick access to US Hwy 301 and Route 20, you stay connected to Palatka, Gainesville, and beyond. Weekend trips to Silver Springs State Park, SeaWorld Orlando, Discovery Cove, and Gatorland are all within easy driving distance.
Flexible Financing. No Bank Needed.
We make owning land simple. Choose the option that works best for you:
Discounted Cash Price: $19,500 (call to confirm availability)
Owner Financing: Just $498 down, then $398 per month for 60 months
Doc Fee: $249
Our owner financing requires no credit check and no bank approval. If you can make a monthly payment, you can own this land.
Property Details
Parcel ID: 19-10-24-4074-0670-0060
County: Putnam County, Fl
Subdivision: Interlachen Lakes Estates
Size: 0.46 acres
GPS Coordinates: 29.608255, -81.942703
Access Road: Flagler Dr
Zoning: Single Family Residential
Lots like this in established Florida lake communities with road access, power at the road, and flexible financing do not stay available for long. Send us a message today to lock in your price and take the first step toward owning your own piece of the Sunshine State.
Two Lots Combined Into One Incredible Opportunity
Welcome to a rare find in Interlachen Lakes Estates: this listing is actually two adjoining lots, Lots 6 and 7, combined into a single 0.46 acre parcel. Most properties in this neighborhood sit on a single 0.23 acre lot, so owning this combined parcel gives you nearly double the elbow room of your neighbors, all under one deed and one low price. Whether you are dreaming of a future home, a place to park a single mobile home, or simply want to secure a meaningful piece of land while prices in Florida are still attainable, this property gives you the space to make it happen.
The land itself is flat and gently elevated, sitting between 113 and 118 feet above sea level, with a natural covering of mature Florida trees. That elevation matters: many parcels in this part of the state sit much lower and can be prone to standing water after heavy rain. Here, you get a dry, buildable lot with privacy built in from the tree cover, while still leaving you the freedom to clear only what you need when you are ready to build.
What You Can Do With This Land
This parcel is zoned R-2 Single Family Residential, and Putnam County classifies it as suitable for a site built house or a single mobile home. That means real, long term options: build your dream home from the ground up, place a manufactured or mobile home (one is permitted), or simply hold the land as a long term investment while Florida continues to grow around you.
Access comes via Flagler Drive, a county maintained dirt road, so you are not relying on a private easement or unmaintained trail to reach your property. Power is available through Clay Electric's Keystone Heights office, and propane service is available locally through Suburban Propane for cooking and heating needs. Like much of rural Putnam County, the property will need a well or cistern for water and a septic system for waste, both common and well understood requirements that local contractors handle routinely. Weekly waste pickup is already available through the county's waste management service, so even before you build, the basic infrastructure of daily life is already in place around you.
And maybe best of all: there is no HOA and no POA here. Putnam County does not regulate or enforce homeowner associations in this area, which means no monthly dues, no architectural committees, and no restrictions beyond standard county zoning. Your land, your timeline, your decisions.
Location, Location: Interlachen and Beyond
Interlachen sits in the heart of Putnam County, an area known for its lakes, forests, and small town pace of life, while still being remarkably well connected. From this property, you are within easy reach of US Highway 301 and State Road 20, the two main arteries that connect this part of Florida together.
Palatka, the Putnam County seat, is a short drive away and offers grocery stores, hospitals, restaurants, and everyday essentials along the scenic St. Johns River. Keystone Heights and Gainesville are both within comfortable driving distance, putting University of Florida sporting events, Shands Hospital, shopping, and big city amenities well within reach when you need them. To the south, Ocala offers a full range of shopping, dining, and medical care, including Walmart, Target, Home Depot, and HCA Florida Ocala hospital, all roughly 30 to 40 minutes away.
For recreation, this part of Florida is hard to beat. Silver Springs State Park, famous for its crystal clear spring fed waters and glass bottom boat tours, is a short drive away, as is The Canyons Zip Line and Adventure Park for an adrenaline filled day out. The vast Ocala National Forest, with its lakes, hiking trails, and natural springs, is also close by, giving outdoor lovers an enormous playground right in their backyard. And if a weekend at the theme parks is more your speed, Orlando attractions including SeaWorld, Discovery Cove, and Gatorland are all within reach for a day trip.
A Place to Build Your Future
Land like this, a true double lot with no HOA, dry elevation, county road access, and rock bottom annual taxes, does not come along often in Putnam County. Whether your plan is to break ground on a home in the next year or simply tuck this away as a long term hold while Florida land values continue to climb, this is the kind of property that gives you options. Nearly half an acre, two lots combined, one simple purchase: this could be the start of your Florida story.
Call us today to start your Florida legacy.
Lot Maps & Attachments
Directions to Lot
Use GPS to view property: Interlachen, FL 32148, USA to 423 Flagler Dr, Interlachen, FL 32148, USA.
Interlachen
Florida 32148, USA
Take S County Rd 315 to FL-20 W
2 min (0.5 mi)
Turn left onto FL-20 W
4 min (3.1 mi)
Take Dove St and Frank St to Flagler Dr
5 min (1.4 mi)
423 Flagler Dr
Interlachen, FL 32148, USA
