An Investment Property Only $291/Mo
114 Darlene St : Interlachen, FL 32148
Putnam County, Florida
Lot Description
Seller Financing Available.
No Credit Check.
Low Monthly Payments.
This 0.22-Acre lot offers the perfect opportunity for a peaceful getaway, or an investment property. Surrounded by nature and conveniently located, this property combines the best of rural living with nearby amenities. Situated in Interlachen, you'll enjoy the quiet and natural surroundings while being conveniently close to Palatka (30 minutes) and Gainesville (50 minutes). It's the perfect spot for those seeking a balance of seclusion and accessibility.
Nearby Attractions & Amenities:
Carl Duval Moore State Forest (2 miles). Enjoy peaceful hiking trails, wildlife viewing, and the natural beauty of Florida's woodlands.
Lake Grandin (2.5 miles) is perfect for fishing, boating, or enjoying a serene lakeside picnic.
Hitchcock's Market (3 miles) is a convenient spot for grocery shopping and daily necessities.
Interlachen Community Center (3.5 miles) is a hub for local events, social activities, and community engagement.
Lake Ida (4 miles) is another stunning lake nearby, offering opportunities for fishing, kayaking, and relaxation.
Public Boat Ramp at Lake Chipco (4.5 miles) is a great location to launch your boat or paddleboard for a day of water fun on this peaceful lake.
Interlachen Town Square (5 miles). Explore local shops, dining options, and the charm of this small-town hub.
This property won't last long - Call or message us today to learn more.
Property Details:
- Address: 114 Darlene St, Interlachen, FL 32148
- County: Putnam County, Fl
- Parcel ID: 12-10-24-4075-2480-0210
- Acreage: 0.22
- Terrain: Plain
- Conveyance: Warranty Deed
- Annual HOA Dues: None
- Annual Property Tax: $107
- Water: Would have to drill a well
- Septic: Would have to install a septic system.
- Camping: Not allowed
- RV: Not allowed
Pricing Information:
Discounted Cash Price: $12,500
Easy Financing Price: $15,000
Interest Rate (Apr): 9.7%
Term (in months): 72
Total Monthly Payment: $291
Down Payment: $399
Processing Fee: $399
Total Due Today: $798
More financing options available.
Please Read: All information is believed to be reliable, but it is not guaranteed. Buyers are responsible for verifying all property details, including but not limited to boundaries, zoning, permitted uses, access, utilities, physical and environmental conditions, acreage, and overall suitability for their intended use. Seller and agent make no warranties, expressed or implied.
Putnam County, Florida - Local Area Overview for Land Buyers
Putnam County sits in North-Central Florida, positioned between the state's major population centers while retaining a distinctly rural character. Known for its expansive freshwater resources, forests, and low-density development, the county has long attracted buyers seeking land ownership without the congestion, regulation, or pricing pressure found in Florida's coastal metros.
As of the most recent population estimates, Putnam County is home to approximately 77,700-78,000 residents, spread across more than 827 square miles, resulting in a population density of roughly 100-105 people per square mile-significantly lower than much of Florida. county seat is Palatka, located along the St. Johns River, with additional small towns including Interlachen, Crescent City, Pomona Park, Hawthorne, Welaka, Florahome, and Georgetown. These communities anchor services and commerce while leaving most of the county's land area rural and undeveloped.
Geographic Position & Regional Access
Putnam County occupies a strategic interior location that places it within driving distance of several major Florida cities:
Jacksonville: ~1 hour north
Gainesville: ~45 minutes west
St. Augustine: ~45-60 minutes east
Daytona Beach: ~1-1.25 hours southeast
This positioning allows landowners to maintain privacy and space while still accessing employment centers, airports, hospitals, and coastal amenities when needed. transportation routes connecting the county include U.S. Highway 17, State Road 20, and State Road 100, with Interstate 95 and Interstate 75 reachable via short connecting drives. Despite this connectivity, the interior of the county remains largely free of heavy commercial traffic, preserving its rural feel.
Land, Water & Natural Features
Abundance of Freshwater
One of Putnam County's defining characteristics is water. Approximately 12% of the county's total area consists of water, including rivers, lakes, creeks, and wetlands. county contains more than 140 named lakes, giving it one of the highest lake densities in Florida. Notable water bodies include:
St. Johns River (forms the eastern boundary of the county)
Lake George (second-largest lake in Florida)
Crescent Lake
Georges Lake
Lake Grandin
Lake Stella
Lake Como
Numerous smaller interior lakes near Interlachen and Hawthorne lakes and rivers support fishing, boating, paddling, wildlife viewing, and attract buyers who prefer land near water without waterfront pricing.
Forests & Conservation Lands
Putnam County includes or borders multiple significant conservation and public-use areas, including:
Ocala National Forest (western and southern proximity)
Etoniah Creek State Forest
Welaka State Forest
Lake George Conservation Area
Dunns Creek Conservation Area
Ravine Gardens State Park in Palatka lands provide long-term environmental protection, wildlife corridors, and permanent buffers against overdevelopment. For land buyers, proximity to conserved land helps preserve views, privacy, and long-term land value.
Climate & Year-Round Land Use
Putnam County experiences a humid subtropical climate, characteristic of inland North Florida. Based on Noaa climate averages:
Average annual temperature: ~70.7°F
Summer highs: Upper 80s to low 90s °F
Winter lows: Mid-40s to mid-50s °F
Annual rainfall: ~50-51 inches
Snowfall: Essentially none county enjoys approximately 225+ sunny days per year, making it well-suited for outdoor activities, land improvement projects, and year-round access. to South Florida, Putnam County tends to experience:
Slightly cooler winters
Fewer tropical storm impacts
Less humidity variance
This climate profile appeals to buyers looking for Florida weather without extreme tropical conditions.
Land Use Patterns & Development Character
Putnam County remains predominantly rural and agricultural outside of its incorporated towns. Much of the land is zoned for:
Low-density residential
Agricultural use
Timber and forestry
Conservation and recreation
Large sections of the county consist of platted subdivisions created decades ago, resulting in many vacant lots that remain undeveloped today. These lots are often purchased by buyers seeking simple land ownership, long-term holds, or future homesites, rather than immediate construction.
Importantly, many rural areas are unencumbered by HOAs, giving landowners more autonomy compared to master-planned developments in other parts of Florida.
Agriculture, Timber & Working Land
Agriculture plays a central role in Putnam County's land economy. According to Uf/Ifas and Usda data:
Approximately 134,800 acres of land are actively used for agriculture
Agriculture contributes nearly $75 million annually to the local economy
Major land uses include pasture, cropland, timber, and mixed agricultural operations agricultural activities include:
Vegetable farming (notably potatoes and cabbage)
Cattle and pastureland
Timber and forestry operations
Nurseries and specialty crops
For land buyers, this agricultural backbone supports:
Open space preservation
Stable rural land use patterns
Reduced risk of sudden high-density rezoning
Economy & Stability
Putnam County's economy is modest but stable, anchored by:
Agriculture and forestry
Healthcare and social services
Government and education
Manufacturing and light industry
The county's gross domestic product (Gdp) has remained steady, reaching approximately $2.7 billion (real Gdp) in recent estimates. costs, land prices, and taxes tend to remain below state averages, which contributes to affordability and steady long-term demand for vacant land among retirees, out-of-state buyers, and investors.
Recreation & Outdoor Lifestyle
Recreation is woven into daily life in Putnam County. Opportunities include:
Freshwater fishing and boating on the St. Johns River and Lake George
Kayaking and paddling trails on Crescent Lake and the Ocklawaha system
Hiking and nature viewing in state forests and conservation lands
Wildlife observation, including bald eagles, ospreys, deer, and wading birds public access points, boat ramps, and parks are operated by the county and state, ensuring broad public availability without private club restrictions.
Population Trends & Buyer Appeal
While Putnam County is not a high-growth metro, its population has shown steady, moderate growth since 2020 after decades of stability. This trend reflects growing interest from buyers seeking affordable rural land within reasonable driving distance of Florida's urban centers. buyers are commonly drawn from:
Florida residents relocating from coastal counties
Out-of-state buyers seeking long-term holds
Retirees downsizing from urban areas
Investors diversifying into land assets
Why Buyers Choose Putnam County Land
Across listings and transactions, recurring buyer motivations include:
Lower land prices compared to coastal Florida
More land per dollar
Reduced regulation and fewer HOAs
Access to lakes, forests, and public land
Manageable property taxes
Central Florida access without congestion
Putnam County does not rely on hype or speculative development cycles. Instead, its appeal rests on consistency, space, and long-term usability, which is exactly what many vacant-land buyers are seeking.
Conclusion
Putnam County, Florida offers a rare combination in today's land market: abundant water, rural scale, accessible location, and long-term stability. Its extensive lakes, preserved forests, agricultural backbone, and low-density character make it a compelling choice for buyers who value land ownership, privacy, and patience over short-term trends.
For vacant-land listings, Putnam County provides a strong regional context-one defined not by rapid sprawl, but by enduring land value shaped by geography, water, and space.
All facts and figures above are derived from documented sources including the U.S. Census Bureau, Noaa, Uf/Ifas, the Florida Department of Agriculture, St. Johns River Water Management District, and public conservation agencies. ]
Lot Maps & Attachments
Directions to Lot
Starting Point: Interlachen, FL 32148
Take Prospect Ave to FL-20 E
Head west on Washington St toward Prospect Ave (118 ft).
Turn right onto Prospect Ave (0.1 mi).
Turn right onto FL-20 E (2.5 mi).
Take Winton Ave and Cordell Ave to Darlene St
Turn left onto Sun Ave (427 ft).
Turn right onto Sandy St (308 ft).
Turn left onto Winton Ave (0.5 mi).
Turn left onto Scott St (0.1 mi).
Turn right onto Cordell Ave (0.4 mi).
Turn left onto Darlene St.
Destination will be on the right (114 Darlene St)
More Lot Details
Lot Price History
More Lots from Jonathan Highman
0.6 AC : $19.4K- 0.3 AC : $13.6K
- 0.2 AC : $11.3K
- 0.5 AC : $27K
- 0.3 AC : $17.9K
- 0.3 AC : $14.3K
- 0.2 AC : $9K
- 0.2 AC : $9K
- 0.3 AC : $10K
- 0.3 AC : $15K
- 0.2 AC : $12K
- 0.3 AC : $18K
