Almost Half Acre Fun
Dawn Ave : Interlachen, FL 32148
Putnam County, Florida
Lot Description
Imagine owning your own piece of peaceful, wooded land in the heart of Putnam County, Florida - land you can hold onto, build on, and pass down to your kids or grandkids someday. No bank telling you no. No credit check standing in your way. Just a simple, straight path to owning land that is truly yours. This 0.43-Acre wooded lot on Dawn Ave in Interlachen, FL is priced far below what most folks expect, and we make it easy to get started with low monthly payments and no prepayment penalty. If you have been thinking about securing a spot for retirement, this could be exactly what you have been looking for.
Pricing Options
- Owner financing: $250 doc fee (nonrefundable) + $500 down + $285/Month for 84 months
- Discounted cash price: $17,400 + $250 doc fee (nonrefundable)
This 0.43-Acre lot sits in the Interlachen Lakes Estates subdivision in Putnam County, FL. The terrain is wooded, giving it a natural, shaded feel that is perfect for a quiet retreat. The land sits at about 128 feet in elevation with no flood zone or wetland issues to worry about. Road access is available directly off Dawn Ave, and power poles are already visible along the road - a big step toward future development. The lot measures approximately 124 by 150 feet, giving you a nice rectangular shape that is easy to work with when the time comes to build.
Key Property Features:
• 0.43 acres of wooded land in Putnam County, Fl
• No flood zone, no wetlands - clean and buildable
• Direct road access from Dawn Ave (Paved road.)
• Power poles visible along Dawn Ave
• Lot dimensions: approximately 124 ft x 150 ft
• GPS Center: 29.68335, -81.86635
Future Development Options:
• Place a mobile home or manufactured home (county approved)
• Build a tiny home that meets Florida building codes
• Construct a single-family residence
• Install a private well and septic system
• Develop as a future retirement homesite
Financing Benefits:
• No bank or credit check required
• Low $500 down payment gets you started
• No prepayment penalty - pay it off early and save
• Simple, family-owned process with no red tape
Ready to take the next step? Contact us today to ask questions, get more details, or lock in this property before someone else does. We are a family-owned company and we make the buying process simple and honest. There are no tricks and no runaround - just straightforward land ownership at a price that works for real people on real budgets. Reach out now and we will walk you through everything.
For the retiree who has spent decades working hard and wants something to show for it, owning land is one of the smartest moves you can make. Renting means your money is gone every month with nothing to show. Owning even a small piece of land means you are building something - a foundation for your future, a place to put down roots, and something valuable you can leave behind for family.
This lot is a great long-term hold for someone who wants to stop paying rent and start owning something real. You do not have to move on it right away. Buy it now, pay it off over time, and have a plan in place when the time is right. Many retirees use land like this as a stepping stone - a way to secure their spot before prices go up and options become more limited.
• Lock in your land now while prices are still affordable
• Pay it off slowly with no penalty for paying early
• Hold the land while you plan your next chapter
• Give yourself options instead of being stuck with none
• Build toward a mortgage-free retirement lifestyle
When the time is right, this lot is zoned R-2 (Residential, Two-Family), which means you have real flexibility in what you can place on it. Mobile homes and manufactured homes are allowed by the county. Tiny homes are also permitted as long as they meet Florida's building codes. This is not just raw land with no future - it is a blank canvas waiting for the right owner to bring it to life.
For the retiree or near-retiree dreaming of a simple place to settle down without a huge mortgage, this type of land checks a lot of boxes. Want to bring in a manufactured home and live quietly in the trees? This lot can handle that. Want to build a small single-family home with a front porch and a garden? This land gives you the room and the zoning to do it. The wooded setting means natural shade, privacy from neighbors, and that calm, country feeling that is hard to find anywhere near a city.
• Mobile homes and manufactured homes allowed by county
• Tiny homes allowed - must meet Florida building codes
• Single-family home construction permitted
• R-2 zoning gives flexibility for your plans
• Wooded terrain provides shade and natural privacy
Interlachen, FL is a small, quiet community in Putnam County that is close enough to everyday services but far enough from the noise of city life. It is the kind of place where people know their neighbors and take pride in their land. This area attracts folks who want peaceful surroundings, lower costs of living, and access to the natural beauty that North Central Florida is known for.
Nearby Communities and Services:
• Interlachen, FL - just 5.8 miles away (about 11 minutes)
• Nearest gas station: Exxon on Main Dr, Interlachen - only 2.9 miles away
• Gainesville, FL - 33.7 miles away (about 41 minutes) for major shopping, hospitals, and services
• Palatka, FL - approximately 17 miles away for additional services and dining
• Putnam County School District serves the area for families with children
Regional Recreation Opportunities:
• Ravine Gardens State Park in Palatka - just 17.2 miles away (about 28 minutes)
• Ponce de Leon's Fountain of Youth Archaeological Park in St. Augustine - 47.3 miles away
• Lightner Museum in St. Augustine - 46.5 miles away (about 1 hour 7 minutes)
• Numerous lakes throughout Putnam County for fishing, kayaking, and nature watching
Transportation and Accessibility:
• Nearest highway is Fl-20, making travel easy in any direction
• Dawn Ave provides direct road access to the property
• Gainesville Regional Airport is less than an hour away
• Convenient access to Us-17 and I-75 via Gainesville
Cost of Living Benefits:
• Annual property taxes are only $139.97 - that is less than $12 per month
• Putnam County is known for affordable land values and lower cost of living
• No HOA dues have been identified for this property
• Rural county living means lower overall expenses compared to city areas
Here is everything you need to know about this property in plain and simple terms:
Essential Property Details:
• Address: Dawn Ave, Interlachen, FL 32148
• Parcel Size: 0.43 Acres (Lots 11 and 12, Block 93)
• GPS Center: 29.68335, -81.86635
• Terrain: Wooded
• Elevation: 128 feet
• Flood Zone or Wetlands: No
Zoning and Development Information:
• Zoning: R-2 (Residential, Two-Family)
• Mobile homes and manufactured homes: Allowed (must meet Florida Building Codes)
• Tiny homes: Allowed (must meet Florida Building Codes)
• Single-family homes: Allowed
• Building permit validity: 180 days (extensions available upon request)
• Camping: Not allowed per county
• RVs: Not allowed per county
Utilities and Infrastructure Requirements:
• Water: Well would need to be drilled
• Sewer: Septic system would need to be installed
• Electricity: Contact Clay Electric Co-Op Inc at - power poles already visible on Dawn Ave
• Gas or Propane: Contact Amerigas at or Suburban Propane at
• Trash: Contact Putnam County Solid Waste at or Waste Pro at
Annual Ownership Costs:
• Annual property taxes: $139.97
• HOA dues: None identified
Important Restrictions:
• Camping is not allowed on this property
• RVs are not allowed per county
• Property cannot be lived on during the owner-financing period
• All structures must meet Florida Building Codes and county requirements
We know that buying land - especially for the first time or on a fixed income - can feel risky. That is why we keep things simple and honest at Rowes of Land. There are no hidden fees tucked in the fine print. There are no balloons payments waiting to surprise you. What we quote you is what you pay. And if you ever want to pay the land off early, you are free to do that with zero penalty. We have helped many buyers just like you get into affordable land without the stress of dealing with big banks or complicated loan processes. We stand behind every property we sell.
Do not let this one sit on the shelf. Affordable, wooded lots in Putnam County do not last long, especially at this price. Contact us today to get started, ask any questions you have, or reserve this property before it is gone. A small down payment is all it takes to put this land in your name and start planning the retirement you have always wanted. Reach out now - we are here and ready to help you take that first step toward owning land that is truly yours.
Lot Maps & Attachments
Directions to Lot
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20 (State Road 20), Palatka, FL
End Point: Dawn Ave, Interlachen, FL 32148 near GPS 29.68335, -81.86635
Total Distance: Approximately 22 miles
Estimated Time: Approximately 30 minutes
1. Start on SR20 (State Road 20) in Palatka, FL. Head west on SR20.
2. Continue west on SR20 for approximately 16 miles. You will pass through the small community of Satsuma along the way.
3. Continue on SR20 west past Satsuma. Stay on SR20 as it curves through the rural landscape.
4. Look for CR-315 (County Road 315) on your left (south side). Turn left onto CR-315 South.
5. Drive south on CR-315 for approximately 3 miles.
6. Turn right onto CR-315A heading west. Continue for approximately 1 mile.
7. Turn left onto Lemon Ave heading south. Drive approximately 0.5 miles.
8. Turn right onto Dawn Ave. Drive slowly - Dawn Ave is a paved road.
9. Continue along Dawn Ave for approximately 0.2 miles. The property (Lots 11 and 12, Block 93) will be on your right side.
10. Arrival: Property is located along Dawn Ave, Interlachen, FL 32148 near GPS coordinates 29.68335, -81.86635.
Access Notes:
Road surface type: Dawn Ave is a paved road - a standard vehicle can access it under normal conditions.
Reminder: Download your maps before you travel. Cell service may be limited in parts of Putnam County. Save the GPS coordinates (29.68335, -81.86635) to your phone before you leave.
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