Near Lake Geneva, Keystone Heights
7228 Oxford St : Keystone Heights, FL 32656
Clay County, Florida
Lot Description
Seller Financing Available
No Credit Check
Low Monthly Payments
There's something comforting about Keystone Heights.
The trees are beautiful, the roads are quiet, and the lakes seem to slow everything down-especially near Lake Geneva, where water, woods, and open land define the rhythm of daily life.
This 0.72-Acre RE-zoned lot offers space to build, settle, and stay awhile in one of North Florida's most naturally peaceful communities.
Zoning That Gives You Options
Zoned RE (Residential Estate), this property supports traditional residential living with room to breathe. The zoning allows for:
Single-family homes
Mobile homes
A low-density, residential setting
That flexibility matters. It means you can choose the home that fits your lifestyle and timeline-whether that's building now, placing a home later, or holding the land while you plan.
Life Near the Lakes
Keystone Heights is known for its chain of crystal-clear lakes, and being near Lake Geneva adds a layer of everyday peace. Mornings feel quieter here. Evenings stretch longer. The outdoors becomes part of daily life, not just a weekend activity.
The area naturally lends itself to:
A slower, more intentional pace
Time outdoors under the trees
Quiet routines without constant traffic or noise
A sense of separation from overbuilt areas
This is the kind of place people choose when they want their home to feel like a retreat, not a rush.
Why Keystone Heights?
Keystone Heights has long attracted buyers who value:
A small-town feel with strong community roots
Natural surroundings instead of crowded development
Land that still feels usable and personal
Easy access to surrounding towns without giving up peace and space
It's a town that hasn't lost its identity-and that's exactly why people keep finding their way here.
A Place to Build at Your Own Pace
Whether your vision includes a modest home, a manufactured home, or simply holding a piece of land near the lake for the future, this lot provides a solid foundation. RE zoning, a manageable size, and a quiet location come together in a way that feels straightforward and livable.
No pressure to rush.
No need to overthink it.
Just land that makes sense.
A Joyful Opportunity
Properties near the lakes in Keystone Heights continue to appeal to buyers who are planning thoughtfully and thinking long-term. This 0.72-Acre lot offers the balance many people are looking for-flexibility without complications, privacy without isolation.
If you've been waiting for a place that feels calm, adaptable, and genuinely North Florida, this could be it.
This 0.72 acre lot is located in Keystone Heights, FL near Lake Geneva. It is mobile home or single family home friendly, and has well-maintained dirt roads. Just a 10 minute drive from Mike Roess Gold Head Branch State Park, a 2,000 acre wildlife-friendly park for camping, canoeing, hiking and more. Lake Brooklyn Boat Ramp and Lake Santa Fe Boat Ramps are both 15 minutes from the property give you options for your fishing and water adventures.
31 Minute to HCA Florida Putnam Hospital in Palatka, Fl
10 Minutes to Hitchcock's Market (Grocery Store)
10 Minutes to Mike Roess Gold Head Branch State Park
7 Minutes to Mobil Gas Station
14 Minutes to Florida International Rally and Motorsport Park
Have questions? We get it. Call or text us today and we can go over the buying process, financing, or general area questions.
Property Details:
- Address: 7228 Oxford St, Keystone Heights, FL 32656
- County: Putnam County, Fl
- Parcel ID: 21-08-23-003487
- Acreage: 0.72
- Terrain: wooded
- Conveyance: Warranty Deed
- Annual HOA Dues: None
- Annual Property Tax: $93
- Water: Would have to drill a well
- Septic: Would have to install a septic system.
- Camping: Not allowed
- RV: Not allowed
Pricing Information:
Discounted Cash Price: $19,400
Easy Financing Price: $23,300
Interest Rate (Apr): 9.7%
Term (in months): 108
Total Monthly Payment: $342
Down Payment: $549
Processing Fee: $499
Total Due Today: $1048
More financing options available
Keystone Heights, Fl
A Place to Feel Joy at Home and Love Where You Land
There's a special kind of joy that shows up when life slows down just enough for you to notice it. In Keystone Heights, that joy arrives quietly-through tree-lined roads, gentle lake breezes, and evenings that feel unhurried and full.
Nestled within Clay County, Keystone Heights is a place where people don't just live-they feel at home. It's Florida without the rush, without the noise, and without the pressure to be anything other than what it already is: calm, welcoming, and genuinely livable.
This is where many people rediscover how good it feels to love where you land.
Keystone Heights: Joyful Living by the Lakes
Keystone Heights is known for its beautiful chain of lakes, including Lake Geneva, and that water-centered landscape brings a natural sense of peace and happiness to everyday life. Mornings feel lighter here. Evenings feel softer. There's joy in the pause.
Life in Keystone Heights is shaped by:
Quiet neighborhoods surrounded by trees
Open skies and space between homes
Gentle lake rhythms that slow the day
A community that feels steady and familiar
It's joyful not because it's flashy-but because it's comfortable. Because it feels right.
This is a town where people take pride in their homes and their land, where neighbors care, and where the land itself invites you to relax, breathe, and stay awhile.
Loving the Simple Things
There's a deep sense of contentment that comes from simple routines done well. In Keystone Heights, joy often looks like:
Sitting on the porch as the sun goes down
Gardening without feeling rushed
Taking evening walks beneath tall trees
Knowing your home has room to grow with you
Owning land or a home here allows you to build a lifestyle around what matters most-peace, space, and time. It's a place where joy isn't manufactured; it's lived naturally.
Clay County: A Foundation for Happy, Grounded Living
Clay County provides the steady backdrop that supports Keystone Heights' joyful way of life. Long valued for its balance and livability, Clay County offers a combination of natural beauty, thoughtful development, and community stability.
This is a county where people choose to put down roots-and feel good about it.
Clay County is known for:
Rivers, creeks, forests, and preserved land
Communities designed for long-term living
A respect for land ownership and privacy
A pace that supports family, rest, and connection
It's a place that welcomes growth without losing its soul, allowing residents to enjoy both convenience and calm.
Land That Brings Peace of Mind
One of the reasons people find joy in Clay County is that owning land here still feels simple and reassuring. Properties are often designed with breathing room in mind, allowing homes, nature, and neighbors to coexist comfortably.
For many landowners, that means:
More freedom to plan at your own pace
Less pressure to rush decisions
A setting that supports joy, not stress
Confidence that your land choice fits your life
This is land that allows you to settle in happily, without worrying you'll be crowded out or overwhelmed.
A Joyful Alternative in Florida
Keystone Heights and Clay County don't try to compete with Florida's busiest regions. Instead, they offer something many people are truly searching for: sustainable happiness.
People who choose this area are often looking for:
A joyful place to call home, long-term
A natural setting that calms rather than crowds
Land that supports relaxation and purpose
A community that feels welcoming and real
Here, joy doesn't come from constant activity-it comes from knowing you belong.
Why People Love Where They Land
There's something deeply reassuring about choosing a place that knows itself. Keystone Heights remains true to its lakes, its pace, and its people. Clay County supports that joy with stability, space, and foresight.
Together, they offer a version of Florida where:
Life feels lighter
Decisions feel easier
Land feels meaningful
And home feels joyful
For those ready to love where they land, Keystone Heights and Clay County offer a gentle invitation-to slow down, settle in, and choose a life rooted in joy.
Please Read: All information is believed to be reliable, but it is not guaranteed. Buyers are responsible for verifying all property details, including but not limited to boundaries, zoning, permitted uses, access, utilities, physical and environmental conditions, acreage, and overall suitability for their intended use. Seller and agent make no warranties, expressed or implied.
Lot Maps & Attachments
Directions to Lot
Property Directions - 7228 Oxford St, Keystone Heights, FL 32656
Located in Keystone Heights, this property is easily accessible from the main roads:
Head toward Magnolia Ave
Continue on Magnolia Ave to S Lawrence Blvd (about 0.2 miles)
Follow FL-100 E for approximately 1.0 mile
Turn onto Swarthmore Dr
Continue via Dennison Ave and Colgate Rd
Proceed to Oxford St
The property will be on your destination point
Address: 7228 Oxford St, Keystone Heights, FL 32656
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